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| CONFORMING 30yr FIXED RATE |
| CONFORMING 10/1 ADJUSTABLE RATE |
| CONFORMING 7/1 ADJUSTABLE RATE |
| CONFORMING 5/1 ADJUSTABLE RATE |
| CONFORMING JUMBO 30yr FIXED RATE |
| JUMBO 10/1 ADJUSTABLE RATE |
| JUMBO 7/1 ADJUSTABLE RATE |
| JUMBO 5/1 ADJUSTABLE RATE |
| SUPER JUMBO PROGRAMS |
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CONFORMING 30yr FIXED RATE
Fixed rate mortgage amortized over 30 years.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.375% | 1% | 4.635% |
| 4.625% | 0.5% | 4.844% |
| 4.875% | 0% | 5.052% |
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CONFORMING 10/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 10 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.75% | 1% | 4.946% |
| 5% | 0.5% | 5.064% |
| 5.125% | 0% | 5.1% |
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CONFORMING 7/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 7 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4.5% | 1% | 4.796% |
| 4.75% | 0.5% | 4.862% |
| 4.875% | 0% | 4.872% |
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CONFORMING 5/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 5 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $417,000
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| Rates | Points | APR |
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| 4% | 1% | 4.613% |
| 4.375% | 0.5% | 4.709% |
| 4.5% | 0% | 4.711% |
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CONFORMING JUMBO 30yr FIXED RATE
Fixed rate mortgage amortized over 30 years.
Term: 30 years
Maximum Amount: $625,500
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| Rates | Points | APR |
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| 4.625% | 1% | 4.889% |
| 5% | 0.5% | 5.224% |
| 5.25% | 0% | 5.431% |
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JUMBO 10/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 10 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 5.75% | 1% | 5.611% |
| 6.125% | 0.5% | 5.819% |
| 6.25% | 0% | 5.856% |
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JUMBO 7/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 7 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 5.375% | 1% | 5.187% |
| 5.75% | 0.5% | 5.312% |
| 5.875% | 0% | 5.322% |
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JUMBO 5/1 ADJUSTABLE RATE
30 year adjustable rate mortgage fixed for the initial 5 years. Payment schedules are available in a 30 year amortization and interest only.
Term: 30 years
Maximum Amount: $1,000,000
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| Rates | Points | APR |
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| 5.125% | 1% | 5.039% |
| 5.625% | 0.5% | 5.187% |
| 5.75% | 0% | 5.19% |
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SUPER JUMBO PROGRAMS
Please call for quotes and product details.
Term: 30 years
Maximum Amount: $5,000,000
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Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $8,340. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $20,000. Your actual APR may be different depending upon these factors.
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